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Access the most commonly used ACORD insurance forms. Browse by category, search by form number, and download blank forms instantly. Essential resources for insurance brokers, agents, and carriers.
Certificates & Evidence
ACORD 25 — Certificate of Liability Insurance
The most widely used ACORD form. Provides proof of liability insurance coverage including general liability, auto liability, umbrella/excess, and workers compensation. Required by clients, vendors, and business partners.
ACORD 24 — Certificate of Property Insurance
Provides evidence of property insurance coverage. Used by lenders, landlords, and business partners to verify adequate property protection.
ACORD 27 — Evidence of Property Insurance
Shows personal lines property coverage details. Often required by mortgage companies and lenders as proof of homeowners or dwelling fire coverage.
ACORD 28 — Evidence of Commercial Property Insurance
Required by banks and commercial lenders to verify that a property has appropriate commercial insurance coverage. Includes policy information, effective dates, coverage limits, and loss payee details.
Policy Management
ACORD 35 — Cancellation Request / Policy Release
Used when a policyholder requests cancellation of an existing insurance policy. Includes sections for cancellation reason, method (flat, short rate, pro rata), premium calculation, and required signatures.
ACORD 75 — Insurance Binder
Temporary insurance contract that verifies coverage prior to formal policy issuance. Valid for up to 90 days. Used for both personal and commercial lines to bind coverage immediately.
ACORD 101 — Additional Remarks Schedule
Used to add extra information, special conditions, or remarks that do not fit in standard ACORD forms. Commonly attached as supplementary documentation to any ACORD form.
Commercial Applications
ACORD 125 — Commercial Insurance Application
Standard application for commercial insurance policies. Collects essential business information including operations, ownership, prior claims history, and desired coverage. The starting point for most commercial insurance submissions.
ACORD 126 — Commercial General Liability Section
Supplemental application section for commercial general liability (CGL) coverage. Captures detailed information about business operations, premises, products, and completed operations exposure.
ACORD 127 — Business Auto Section
Application section for commercial auto insurance. Gathers vehicle schedules, driver information, radius of operations, and cargo details for business automobile coverage.
ACORD 130 — Workers Compensation Application
Standard application for workers compensation and employers liability coverage. Collects employee classification codes, payroll information, loss history, and workplace safety details.
ACORD 131 — Umbrella / Excess Liability Section
Application section for umbrella and excess liability coverage. Provides details about underlying policies, desired limits, and additional coverage requirements above primary policy limits.
ACORD 140 — Property Section
Application section for commercial property insurance. Captures building construction details, occupancy, protection class, property values, and special coverage needs.
ACORD 160 — Business Owners Application
Application specifically for Business Owners Policy (BOP) coverage. Combines property and liability coverage for small to mid-size businesses in a single, simplified form.
Claims & Loss Notices
ACORD 1 — Property Loss Notice
Standard form for reporting property damage claims to insurance carriers. Captures loss date, cause, description of damage, estimated amounts, and police/fire department information.
ACORD 2 — Automobile Loss Notice
Used to report auto insurance claims. Includes vehicle information, accident details, driver and witness information, injury descriptions, and police report details.
ACORD 3 — General Liability Notice of Occurrence/Claim
Reports liability claims and incidents. Captures occurrence details, injured party information, nature of injuries, property damage, and circumstances leading to the claim.
ACORD 4 — Workers Compensation - First Report of Injury
Required form for reporting workplace injuries or illnesses. Collects employee details, injury description, medical treatment information, and wage data for workers comp claims.
Personal Lines
ACORD 80 — Homeowners Application
Standard application for homeowners insurance. Collects information about the dwelling, personal property, liability exposure, prior claims, and desired coverage levels.
What are ACORD Forms?
ACORD (Association for Cooperative Operations Research and Development) forms are the insurance industry's standardized documents used by agents, brokers, carriers, and policyholders across the United States. These forms create a universal language for exchanging insurance data, streamlining everything from policy applications to claims reporting.
Founded in 1970, ACORD maintains hundreds of standardized forms covering personal lines, commercial lines, life insurance, and reinsurance. Using ACORD forms ensures consistency, reduces errors, and speeds up the insurance workflow between all parties involved.
The most commonly used forms include the ACORD 25 (Certificate of Liability Insurance), ACORD 125 (Commercial Insurance Application), and ACORD 35 (Cancellation Request). Insurance professionals use these forms daily to process applications, issue certificates, report claims, and manage policies.
Frequently Asked Questions
What are ACORD forms?
Which ACORD form do I need for a certificate of insurance?
How do I cancel an insurance policy using ACORD forms?
What is the difference between ACORD 125 and ACORD 126?
What ACORD form do I need to report a claim?
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