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Access the most commonly used ACORD insurance forms. Browse by category, search by form number, and download blank forms instantly. Essential resources for insurance brokers, agents, and carriers.

Certificates & Evidence

ACORD25

ACORD 25Certificate of Liability Insurance

The most widely used ACORD form. Provides proof of liability insurance coverage including general liability, auto liability, umbrella/excess, and workers compensation. Required by clients, vendors, and business partners.

Edition: 2016/03·PDF Format
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ACORD24

ACORD 24Certificate of Property Insurance

Provides evidence of property insurance coverage. Used by lenders, landlords, and business partners to verify adequate property protection.

Edition: 2009/09·PDF Format
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ACORD27

ACORD 27Evidence of Property Insurance

Shows personal lines property coverage details. Often required by mortgage companies and lenders as proof of homeowners or dwelling fire coverage.

Edition: 2016/03·PDF Format
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ACORD28

ACORD 28Evidence of Commercial Property Insurance

Required by banks and commercial lenders to verify that a property has appropriate commercial insurance coverage. Includes policy information, effective dates, coverage limits, and loss payee details.

Edition: 2016/03·PDF Format
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Policy Management

ACORD35

ACORD 35Cancellation Request / Policy Release

Used when a policyholder requests cancellation of an existing insurance policy. Includes sections for cancellation reason, method (flat, short rate, pro rata), premium calculation, and required signatures.

Edition: 2017/05·PDF Format
ACORD75

ACORD 75Insurance Binder

Temporary insurance contract that verifies coverage prior to formal policy issuance. Valid for up to 90 days. Used for both personal and commercial lines to bind coverage immediately.

Edition: 2016/03·PDF Format
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ACORD101

ACORD 101Additional Remarks Schedule

Used to add extra information, special conditions, or remarks that do not fit in standard ACORD forms. Commonly attached as supplementary documentation to any ACORD form.

Edition: 2008/01·PDF Format
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Commercial Applications

ACORD125

ACORD 125Commercial Insurance Application

Standard application for commercial insurance policies. Collects essential business information including operations, ownership, prior claims history, and desired coverage. The starting point for most commercial insurance submissions.

Edition: 2025/03·PDF Format
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ACORD126

ACORD 126Commercial General Liability Section

Supplemental application section for commercial general liability (CGL) coverage. Captures detailed information about business operations, premises, products, and completed operations exposure.

Edition: 2025/03·PDF Format
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ACORD127

ACORD 127Business Auto Section

Application section for commercial auto insurance. Gathers vehicle schedules, driver information, radius of operations, and cargo details for business automobile coverage.

Edition: 2015/12·PDF Format
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ACORD130

ACORD 130Workers Compensation Application

Standard application for workers compensation and employers liability coverage. Collects employee classification codes, payroll information, loss history, and workplace safety details.

Edition: 2026/01·PDF Format
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ACORD131

ACORD 131Umbrella / Excess Liability Section

Application section for umbrella and excess liability coverage. Provides details about underlying policies, desired limits, and additional coverage requirements above primary policy limits.

Edition: 2016/03·PDF Format
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ACORD140

ACORD 140Property Section

Application section for commercial property insurance. Captures building construction details, occupancy, protection class, property values, and special coverage needs.

Edition: 2016/03·PDF Format
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ACORD160

ACORD 160Business Owners Application

Application specifically for Business Owners Policy (BOP) coverage. Combines property and liability coverage for small to mid-size businesses in a single, simplified form.

Edition: 2016/03·PDF Format
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Claims & Loss Notices

ACORD1

ACORD 1Property Loss Notice

Standard form for reporting property damage claims to insurance carriers. Captures loss date, cause, description of damage, estimated amounts, and police/fire department information.

Edition: 2008/10·PDF Format
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ACORD2

ACORD 2Automobile Loss Notice

Used to report auto insurance claims. Includes vehicle information, accident details, driver and witness information, injury descriptions, and police report details.

Edition: 2008/10·PDF Format
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ACORD3

ACORD 3General Liability Notice of Occurrence/Claim

Reports liability claims and incidents. Captures occurrence details, injured party information, nature of injuries, property damage, and circumstances leading to the claim.

Edition: 2008/10·PDF Format
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ACORD4

ACORD 4Workers Compensation - First Report of Injury

Required form for reporting workplace injuries or illnesses. Collects employee details, injury description, medical treatment information, and wage data for workers comp claims.

Edition: 2008/10·PDF Format
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Personal Lines

ACORD80

ACORD 80Homeowners Application

Standard application for homeowners insurance. Collects information about the dwelling, personal property, liability exposure, prior claims, and desired coverage levels.

Edition: 2013/03·PDF Format
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What are ACORD Forms?

ACORD (Association for Cooperative Operations Research and Development) forms are the insurance industry's standardized documents used by agents, brokers, carriers, and policyholders across the United States. These forms create a universal language for exchanging insurance data, streamlining everything from policy applications to claims reporting.

Founded in 1970, ACORD maintains hundreds of standardized forms covering personal lines, commercial lines, life insurance, and reinsurance. Using ACORD forms ensures consistency, reduces errors, and speeds up the insurance workflow between all parties involved.

The most commonly used forms include the ACORD 25 (Certificate of Liability Insurance), ACORD 125 (Commercial Insurance Application), and ACORD 35 (Cancellation Request). Insurance professionals use these forms daily to process applications, issue certificates, report claims, and manage policies.

Frequently Asked Questions

What are ACORD forms?

ACORD forms are standardized insurance industry forms created by the Association for Cooperative Operations Research and Development. They provide a universal format for exchanging insurance data between agents, brokers, carriers, and policyholders across the United States.

Which ACORD form do I need for a certificate of insurance?

For liability coverage, use ACORD 25 (Certificate of Liability Insurance). For property coverage, use ACORD 24 (Certificate of Property Insurance) or ACORD 28 (Evidence of Commercial Property Insurance). ACORD 27 is used for personal property evidence.

How do I cancel an insurance policy using ACORD forms?

Use ACORD 35 (Cancellation Request / Policy Release). This form allows you to specify whether you are requesting a cancellation or releasing the policy. You will need to provide the policy number, effective date, cancellation date, and reason for cancellation.

What is the difference between ACORD 125 and ACORD 126?

ACORD 125 is the general Commercial Insurance Application that collects basic business information. ACORD 126 is the Commercial General Liability Section, a supplemental form that captures detailed liability-specific information. You typically need ACORD 125 plus the relevant section forms (126, 127, 130, 140, etc.) for a complete submission.

What ACORD form do I need to report a claim?

It depends on the type of claim: ACORD 1 for property losses, ACORD 2 for automobile losses, ACORD 3 for general liability claims, and ACORD 4 for workers compensation first report of injury.

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