PolySea Team
8 posts
AI Agents in Insurance Workflows: What Regulators Should Know
AI agents are already in insurance workflows. Where they operate, where accountability gaps live, and what oversight should look like.
Producer Licensing in the Age of AI Agents
State-based producer licensing was built when humans did the work. AI agents now do meaningful parts. The licensing framework hasn't caught up.
Why Autonomous AI Agents Won't Work in Insurance (And What Will)
Fully autonomous agents won't work in insurance. The path forward is constrained agents on shared infrastructure — and the constraints are the feature.
From Months to Minutes: How Dynamic Exposure Reporting Actually Works
Commercial exposures change weekly. Most carriers find out quarterly. How dynamic exposure reporting closes the gap — and what it actually requires.
How Loss Runs Extraction Actually Works
Loss runs are the most important document in commercial underwriting. They also arrive as PDFs formatted by every carrier. Why extraction is hard.
What Is Authorization Chain Infrastructure, and Why Does Commercial Insurance Need It?
A framework for verifying not just who someone is, but what they're authorized to do, who granted that authority, and whether it holds up to audit.
2025 Commercial Insurance Operations Survey: The Email and Spreadsheet Industry
We surveyed 30 commercial insurance professionals on data exchange, endorsements, and claims. How the industry actually runs in 2025 — and what's broken.
Insurance Is Ready for Its Flexport Moment
Every major industry eventually gets its coordinating infrastructure. Insurance is the last $100B industry running on email and spreadsheets.