Opt-in monitoring, agreed at binding.
Share battery and fleet telemetry with underwriting in exchange for broader terms. PolySea monitors and notifies; you decide how to act.
How it works
Operators who opt in share operating data with underwriting during the policy term. PolySea watches that data for the conditions that precede a loss, such as a battery running hot or a charging pattern drifting, and notifies you when it sees one.
What happens next is your decision. The program is operational diligence: an early signal and a second set of eyes, not a transfer of control over your operation.
What you share
Battery telemetry feed
State-of-charge readings, charging-cycle logs and thermal sensor data
Fleet telemetry
Composition, utilization and downtime
Quarterly battery health reports
Capacity degradation and cell-level diagnostics
Incident notification
Within 24 hours of an incident
Annual virtual safety audit
30 minutes, once a year
What you unlock
- Higher Equipment Breakdown limits
- A longer business interruption period
- A cyber-physical extension on Equipment Breakdown
- Pre-loss intervention services
- An additional premium credit on top of engineering-controls credits
Program design: limits subject to underwriting and policy terms. Active Monitoring is designed to replace the year-end premium audit.
Enrollment
Opt in at binding
Active Monitoring is offered when the policy binds, and joining is your choice.
Withdraw at renewal
You can withdraw from the program when the policy renews.
Terms in the policy
The data-sharing terms are part of the policy contract, not a side agreement.
How we handle telemetry is set out in our privacy policy and terms of service.
Designed to replace the year-end premium audit
Active Monitoring is designed to replace the year-end premium audit. Exposure data reaches underwriting during the policy term, rather than in a reconciliation after it ends. The final mechanics are the ones set out in your issued policy.
Ready to put your operation in front of underwriting?
Tell us about your operation and the lines you need. A few details are enough to start.