ACORD 101 — Additional Remarks Schedule

Edition 2008/01 · PDF format

Used to add extra information, special conditions, or remarks that do not fit in standard ACORD forms. Commonly attached as supplementary documentation to any ACORD form.

What is ACORD 101?

ACORD 101 (Additional Remarks Schedule) is the universal 'more space' form. When the comments box on a certificate, application, or claim form runs out of room, ACORD 101 attaches as supplementary documentation.

It's most commonly used to expand the Description of Operations on ACORD 25 certificates, particularly when listing multiple Additional Insured endorsements, Waiver of Subrogation language, or contractual coverage requirements that exceed the certificate's small comments field.

Who needs this form

Anyone preparing an ACORD form whose required content exceeds the form's available space. Most often used by brokers issuing complex commercial certificates.

When to use it

Attach whenever your text won't fit on a base ACORD form. Reference 'See attached ACORD 101' in the comments section of the parent form.

Key Fields on ACORD 101

The information the form captures, in the order it typically appears:

Form number this schedule attaches to (e.g., 'ACORD 25')
Insured name (must match parent form)
Carrier and policy number references
Free-form text area for the additional remarks
Producer signature

Common Mistakes

Recurring errors that delay processing or expose brokers to E&O claims:

Forgetting to reference the schedule on the parent form

Always note 'See attached ACORD 101' in the parent form's comments box. Otherwise certificate holders may not realize the supplemental wording exists.

Inconsistent insured names

The insured name on the 101 must match the parent form exactly. Mismatches invalidate the supplement.

Frequently Asked Questions

Can I attach ACORD 101 to any ACORD form?

Yes. ACORD 101 is designed to attach to any base form: certificate, application, claim, or supplement. Reference the parent form by number on the schedule.

Do certificate holders accept ACORD 101 attachments?

Yes, when properly referenced. Most national certificate holders accept and review ACORD 101 attachments as part of the certificate package.

Related ACORD Forms

ACORD 25