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Market Dynamics

4 posts

2025 Commercial Insurance Operations Survey: The Email and Spreadsheet Industry

We surveyed 30 commercial insurance professionals on data exchange, endorsements, and claims. How the industry actually runs in 2025 — and what's broken.

Polysea Team·February 19, 2026

Why Every ACORD Digitization Attempt Has Failed

Two decades of ACORD digitization, almost no structural change. The reasons go deeper than technology — and explain what comes next.

Ashley Cousins·February 12, 2026

Insurance Is Ready for Its Flexport Moment

Every major industry eventually gets its coordinating infrastructure. Insurance is the last $100B industry running on email and spreadsheets.

Polysea Team·January 29, 2026

How the Hard Market Broke Commercial Insurance Operations

In 2019, one carrier might write $400M on a single risk. Today that risk is split across 40 carriers writing $10M each. The workflow never adapted.

Ashley Cousins·January 15, 2026
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