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Commercial Insurance

9 posts

AI Agents in Insurance Workflows: What Regulators Should Know

AI agents are already in insurance workflows. Where they operate, where accountability gaps live, and what oversight should look like.

Theodore Johnson-Kanu·

Why Autonomous AI Agents Won't Work in Insurance (And What Will)

Fully autonomous agents won't work in insurance. The path forward is constrained agents on shared infrastructure — and the constraints are the feature.

Theodore Johnson-Kanu·

What Is Authorization Chain Infrastructure, and Why Does Commercial Insurance Need It?

A framework for verifying not just who someone is, but what they're authorized to do, who granted that authority, and whether it holds up to audit.

Theodore Johnson-Kanu·

Surplus Lines Authorization Explained

Surplus lines insurance has a layered regulatory framework. A guide to who's authorized to do what, where the pain points live, and what's changing.

Ashley Cousins·

Credential Verification in Commercial Insurance: A Landscape Review

Several vendors verify producer credentials. None solve the full problem. A landscape review of what exists, what works, and what's missing.

Ashley Cousins·

2025 Commercial Insurance Operations Survey: The Email and Spreadsheet Industry

We surveyed 30 commercial insurance professionals on data exchange, endorsements, and claims. How the industry actually runs in 2025 — and what's broken.

Polysea Team·

Why Every ACORD Digitization Attempt Has Failed

Two decades of ACORD digitization, almost no structural change. The reasons go deeper than technology — and explain what comes next.

Ashley Cousins·

Insurance Is Ready for Its Flexport Moment

Every major industry eventually gets its coordinating infrastructure. Insurance is the last $100B industry running on email and spreadsheets.

Polysea Team·

How the Hard Market Broke Commercial Insurance Operations

In 2019, one carrier might write $400M on a single risk. Today that risk is split across 40 carriers writing $10M each. The workflow never adapted.

Ashley Cousins·